Simply put, yes, your application for bankruptcy can be denied. Though the typical individual applying for bankruptcy should generally not have much trouble, there are circumstances that may prevent you from having your debts discharged through bankruptcy. Means Test The most common reason for a bankruptcy filing being denied is that an individual simply does not meet the criteria for applying for certain types of bankruptcy. For example, to be approved for a Chapter 7 bankruptcy, you must pass a “Means Test.” This test simply acknowledges that your income in low enough to qualify to file through Chapter 7. Read.